Stop Hitting the Credit Wall

Aquilo Credit acts as an external advisory affiliate for sophisticated commercial lenders. We provide institutional-grade deal sourcing, bespoke credit structuring, and active portfolio surveillance on a purely variable-cost basis. We enable regional banks and specialty finance platforms to capture high-yield commercial assets and scale new lending verticals without bloating permanent HR overhead.

Core Capabilities

External Origination & Asset Sourcing: Sourcing, screening, and pre-structuring high-yield commercial assets tailored specifically to your institution's balance sheet targets and credit appetite.
Complex Credit Structuring: Elite underwriting and covenant mapping for middle-market C&I, asset-based lending (ABL), and sponsor-backed transactions.
Credit Policy & Product Development: Designing customized underwriting guidelines and lending standards to help institutions safely launch, govern, and scale complex new credit verticals.
Risk Rating Models: Developing and implementing customized risk-rating frameworks that accurately grade complex commercial credit, align with internal credit culture, and satisfy regulatory scrutiny.
Lender Finance & Portfolio Surveillance: Advanced surveillance architecture for alternative assets and warehouse facilities, including 13-week cash flow modeling and rigorous borrowing base tracking.

Structured finance advisory

Benefit from expert guidance on covenant structuring and credit policy carve-outs, ensuring your deals meet institutional standards and mitigate risks effectively.

Credit surveillance infrastructure

Implement robust monthly portfolio surveillance, providing critical insights and ensuring compliance with the stringent requirements of institutional credit committees.

Fractional risk desk services

Gain access to a dedicated risk desk without the overhead. We integrate seamlessly with your operations to provide specialized credit expertise on demand.

Scaling support for banks

Enable your commercial bank to expand safely with our outsourced solutions, designed to support growth while maintaining sound financial practices and risk control.

Get in touch with Aquilo Credit

Paul Dell'Aquilo / Principal / Aquilo Credit

Narragansett, RI 02882

Business hours

Monday - Friday: 9:00 AM - 5:00 PM EST

Call us

516 528 1745

paul@aquilocredit.com

Aquilo Credit

Stop Hitting the Credit Wall

Core Capabilities

External Origination & Asset Sourcing: Sourcing, screening, and pre-structuring high-yield commercial assets tailored specifically to your institution's balance sheet targets and credit appetite.

Complex Credit Structuring: Elite underwriting and covenant mapping for middle-market C&I, asset-based lending (ABL), and sponsor-backed transactions.

Credit Policy & Product Development: Designing customized underwriting guidelines and lending standards to help institutions safely launch, govern, and scale complex new credit verticals.

Risk Rating Models: Developing and implementing customized risk-rating frameworks that accurately grade complex commercial credit, align with internal credit culture, and satisfy regulatory scrutiny.

Lender Finance & Portfolio Surveillance: Advanced surveillance architecture for alternative assets and warehouse facilities, including 13-week cash flow modeling and rigorous borrowing base tracking.